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	<title>Sinzot &#187; Personal Finance Planning</title>
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	<link>http://www.sinzot.com</link>
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	<pubDate>Wed, 01 Oct 2008 01:54:04 +0000</pubDate>
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			<item>
		<title>So You Want To Be A Repo Man?</title>
		<link>http://www.sinzot.com/so-you-want-to-be-a-repo-man.php</link>
		<comments>http://www.sinzot.com/so-you-want-to-be-a-repo-man.php#comments</comments>
		<pubDate>Tue, 30 Sep 2008 09:41:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

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		<description><![CDATA[&#8220;He&#8217;s the repo man,&#8221; the father said to his son.
&#8220;But why is he taking our car, daddy?&#8221; the little boy asked. His mother was digging out the last of the clothing that was frozen to the floor of the trunk.
&#8220;Well son, we didn&#8217;t make the payments, and when you can&#8217;t pay for it, you don&#8217;t [...]]]></description>
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		<item>
		<title>Teaching Kids About Money -  3 Topics You Can&#8217;t Afford to Miss</title>
		<link>http://www.sinzot.com/teaching-kids-about-money-3-topics-you-cant-afford-to-miss.php</link>
		<comments>http://www.sinzot.com/teaching-kids-about-money-3-topics-you-cant-afford-to-miss.php#comments</comments>
		<pubDate>Tue, 30 Sep 2008 06:31:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/teaching-kids-about-money-3-topics-you-cant-afford-to-miss.php</guid>
		<description><![CDATA[With your busy work schedule and your childs schoolwork, it may seem impossible to find time for a family dinner let alone a lesson on money management.  Unfortunately, many schools do not have time or funding to include basic money skills as part of students K-12 curriculum, and therefore the burden falls on parents. [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/teaching-kids-about-money-3-topics-you-cant-afford-to-miss.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>How To Save Money For A Holiday In 3 Months</title>
		<link>http://www.sinzot.com/how-to-save-money-for-a-holiday-in-3-months.php</link>
		<comments>http://www.sinzot.com/how-to-save-money-for-a-holiday-in-3-months.php#comments</comments>
		<pubDate>Mon, 29 Sep 2008 18:51:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/how-to-save-money-for-a-holiday-in-3-months.php</guid>
		<description><![CDATA[&#8220;Start stashing cash now and you&#8217;ll be saying &#8216;hola&#8217; to the pool boy in no time!
Are your finances looking bleaker than a British summer? Don&#8217;t panic. Your balance might be more Butlins than Bahamas right now, but there&#8217;s still time time to save before summer. With a little bit of discipline, you can scrape together [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/how-to-save-money-for-a-holiday-in-3-months.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Anonymous Asset Protection - What Most People Don&#8217;t Know</title>
		<link>http://www.sinzot.com/anonymous-asset-protection-what-most-people-dont-know.php</link>
		<comments>http://www.sinzot.com/anonymous-asset-protection-what-most-people-dont-know.php#comments</comments>
		<pubDate>Mon, 29 Sep 2008 17:16:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/anonymous-asset-protection-what-most-people-dont-know.php</guid>
		<description><![CDATA[Why is an anonymous asset protection strategy necessary?
The failing real estate market in the United States. Recessions caused by flawed government policies. Tax-rate increases. Ugly divorces. Frivolous lawsuits in a litigation-obsessed society. What do all of these have in common?
Any one, or combination of these, can allow others access to your hard earned money and [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/anonymous-asset-protection-what-most-people-dont-know.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Bad Ways To Save Money</title>
		<link>http://www.sinzot.com/bad-ways-to-save-money.php</link>
		<comments>http://www.sinzot.com/bad-ways-to-save-money.php#comments</comments>
		<pubDate>Mon, 29 Sep 2008 15:41:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/bad-ways-to-save-money.php</guid>
		<description><![CDATA[Finding new ways to save money on almost anything you buy is almost like getting a raise. Maybe it&#8217;s even better. When you save twenty dollars on a coat you get to keep the whole twenty dollars. When you make twenty dollars more on your paycheck, you lose five dollars or more of it to [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/bad-ways-to-save-money.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Be Your Own President By Turning Your Retirement Savings Into Your Very Own Social Security Check</title>
		<link>http://www.sinzot.com/be-your-own-president-by-turning-your-retirement-savings-into-your-very-own-social-security-check.php</link>
		<comments>http://www.sinzot.com/be-your-own-president-by-turning-your-retirement-savings-into-your-very-own-social-security-check.php#comments</comments>
		<pubDate>Mon, 29 Sep 2008 04:46:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/be-your-own-president-by-turning-your-retirement-savings-into-your-very-own-social-security-check.php</guid>
		<description><![CDATA[Here&#8217;s an interesting report on the value of Social Security:
&#8220;The average monthly benefit for retirees is $1,045 in 2007. A 65-year old who wanted to buy a guaranteed income of that size - with payments that go up with the cost of living and continue for a widowed spouse - would need to pay an [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/be-your-own-president-by-turning-your-retirement-savings-into-your-very-own-social-security-check.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Keep Your Money And Eat Free</title>
		<link>http://www.sinzot.com/keep-your-money-and-eat-free.php</link>
		<comments>http://www.sinzot.com/keep-your-money-and-eat-free.php#comments</comments>
		<pubDate>Sun, 28 Sep 2008 23:11:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/keep-your-money-and-eat-free.php</guid>
		<description><![CDATA[At the end of the day it&#8217;s not only how much money you earn thatmatters, but how much of it you manage to keep.
With the rising costs of living in the U.S. many that would have been considered affluent 10 years ago are struggling to make endsmeet while living from paycheck to paycheck. There are [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/keep-your-money-and-eat-free.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>5 Tips For Managing Your Family Finances Successfully</title>
		<link>http://www.sinzot.com/5-tips-for-managing-your-family-finances-successfully.php</link>
		<comments>http://www.sinzot.com/5-tips-for-managing-your-family-finances-successfully.php#comments</comments>
		<pubDate>Sun, 28 Sep 2008 07:51:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/5-tips-for-managing-your-family-finances-successfully.php</guid>
		<description><![CDATA[Day by day as inflation is increasing but real income decreases, it is important to make sure you have a plan to maximize your financial resources. With a plan like a family budget, this helps to ensure that every cent you earn is well spent.
When is the best time to do this? The answer is [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/5-tips-for-managing-your-family-finances-successfully.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Financial Literacy - For Kids and Adults</title>
		<link>http://www.sinzot.com/financial-literacy-for-kids-and-adults.php</link>
		<comments>http://www.sinzot.com/financial-literacy-for-kids-and-adults.php#comments</comments>
		<pubDate>Tue, 23 Sep 2008 21:01:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/financial-literacy-for-kids-and-adults.php</guid>
		<description><![CDATA[Despite the current foreclosure crisis that seems to be the topic of virtually every newspaper these days, the need for personal financial education (financial literacy) is not a new concept. Indeed, the fact that the U.S. savings rate is at an all-time low, while the personal debt rate is at an all-time high, demonstrates just [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/financial-literacy-for-kids-and-adults.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Do You Need A Financial Planner?</title>
		<link>http://www.sinzot.com/do-you-need-a-financial-planner.php</link>
		<comments>http://www.sinzot.com/do-you-need-a-financial-planner.php#comments</comments>
		<pubDate>Tue, 23 Sep 2008 14:56:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/do-you-need-a-financial-planner.php</guid>
		<description><![CDATA[At some point in your life, you are going to start thinking seriously about financial planning. When you do, the question of whether you need professional help should come to mind.
It happens to everyone. Something comes up that makes you realize you need to get a financial plan. The event can be something as benign [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/do-you-need-a-financial-planner.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>The Forgotten Art of &#8216;Private Financing&#8217; - Being on the Correct Side of Debt</title>
		<link>http://www.sinzot.com/the-forgotten-art-of-private-financing-being-on-the-correct-side-of-debt.php</link>
		<comments>http://www.sinzot.com/the-forgotten-art-of-private-financing-being-on-the-correct-side-of-debt.php#comments</comments>
		<pubDate>Tue, 23 Sep 2008 03:21:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/the-forgotten-art-of-private-financing-being-on-the-correct-side-of-debt.php</guid>
		<description><![CDATA[Investing in Debt
I know you Financial Gurus know what I mean when I use the term, Private Financing, but most of us havent had your education. And, sadly, our primary and secondary institutions of learning spend little time, if any, on preparing students for the world of credit and debt. Most young people learn about [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/the-forgotten-art-of-private-financing-being-on-the-correct-side-of-debt.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Advantages of Internet Banking</title>
		<link>http://www.sinzot.com/advantages-of-internet-banking.php</link>
		<comments>http://www.sinzot.com/advantages-of-internet-banking.php#comments</comments>
		<pubDate>Mon, 22 Sep 2008 23:16:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/advantages-of-internet-banking.php</guid>
		<description><![CDATA[Banking around the clock is no longer a remote possibility.  But the banks don&#8217;t have to keep their branches open 24 hours a day to provide this service. This is one of the biggest advantages of Internet banking.
One doesn&#8217;t have to go to the bank&#8217;s branch to request a financial statement. You can download [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/advantages-of-internet-banking.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Negotiate Your Debt Like A Professional</title>
		<link>http://www.sinzot.com/negotiate-your-debt-like-a-professional.php</link>
		<comments>http://www.sinzot.com/negotiate-your-debt-like-a-professional.php#comments</comments>
		<pubDate>Mon, 22 Sep 2008 13:36:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/negotiate-your-debt-like-a-professional.php</guid>
		<description><![CDATA[Often when a consumer is up to their ears in debt and toying with the idea of filing for bankruptcy, but either cant file or doesn&#8217;t want to, there are other options. Were you aware that the consumer can negotiate with their creditors and end up paying a significantly smaller amount than what is owed?
Depending [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/negotiate-your-debt-like-a-professional.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Bad Credit Mortgages</title>
		<link>http://www.sinzot.com/bad-credit-mortgages.php</link>
		<comments>http://www.sinzot.com/bad-credit-mortgages.php#comments</comments>
		<pubDate>Sun, 21 Sep 2008 12:41:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/bad-credit-mortgages.php</guid>
		<description><![CDATA[While it may sound ironic, bad credit mortgages have certain advantages over regular mortgages. The main advantage of bad credit mortgages is that they are easier to qualify for even when the applicant has a bad credit history.
Aside from this, bad credit mortgages can help the owner gather wealth. Owners can build equities even when [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/bad-credit-mortgages.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Checking Bills Advised To Help Avoid Unnecessary Financial Pressure</title>
		<link>http://www.sinzot.com/checking-bills-advised-to-help-avoid-unnecessary-financial-pressure.php</link>
		<comments>http://www.sinzot.com/checking-bills-advised-to-help-avoid-unnecessary-financial-pressure.php#comments</comments>
		<pubDate>Sun, 21 Sep 2008 09:36:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/checking-bills-advised-to-help-avoid-unnecessary-financial-pressure.php</guid>
		<description><![CDATA[Despite the convenience that paying for bills via direct debit may provide, it is not a reason for Britons to be complacent when it comes to keeping track of their money management, new research suggests.
In a study carried out by moneysupermarket, it was revealed that such a payment system is becoming increasingly popular among many [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/checking-bills-advised-to-help-avoid-unnecessary-financial-pressure.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Avoiding An Asset Protection Scam</title>
		<link>http://www.sinzot.com/avoiding-an-asset-protection-scam.php</link>
		<comments>http://www.sinzot.com/avoiding-an-asset-protection-scam.php#comments</comments>
		<pubDate>Sun, 21 Sep 2008 04:11:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/avoiding-an-asset-protection-scam.php</guid>
		<description><![CDATA[We do not do such seminars and suggest you do not attend any such seminars if the subject matter has anything to do with offshore asset protection, offshore trusts, offshore banking, offshore foundations, or anything offshore financial related.
In Panama jokes are often made about these seminars since a lot of them take place in Panama. [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/avoiding-an-asset-protection-scam.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Bad Credit Checking Accounts</title>
		<link>http://www.sinzot.com/bad-credit-checking-accounts.php</link>
		<comments>http://www.sinzot.com/bad-credit-checking-accounts.php#comments</comments>
		<pubDate>Sat, 20 Sep 2008 23:06:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/bad-credit-checking-accounts.php</guid>
		<description><![CDATA[Bad credits almost always lead to all kinds of legal problems and at times also take a much longer time to get out of it. They do not last for long and can be repaired by certain protective types of checking accounts, such as the bad credit checking accounts. For the people suffering from bad [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/bad-credit-checking-accounts.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>When Quicken Doesn&#8217;t Balance</title>
		<link>http://www.sinzot.com/when-quicken-doesnt-balance.php</link>
		<comments>http://www.sinzot.com/when-quicken-doesnt-balance.php#comments</comments>
		<pubDate>Fri, 19 Sep 2008 16:16:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/when-quicken-doesnt-balance.php</guid>
		<description><![CDATA[After youve been using Quicken for while and have been balancing your account regularly, you will only irregularly have trouble reconciling it. However, if you are just getting started, you may have trouble getting your Quicken account to balance. For that reason, let me offer some suggestions for balancing a Quicken account thats causing you [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/when-quicken-doesnt-balance.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Mental Picture</title>
		<link>http://www.sinzot.com/mental-picture.php</link>
		<comments>http://www.sinzot.com/mental-picture.php#comments</comments>
		<pubDate>Fri, 19 Sep 2008 14:11:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/mental-picture.php</guid>
		<description><![CDATA[Financial planning is a process that needs to be approached with the right mental focus. Visualizing your goals (example) by putting a picture of a Mercedes on the refrigerator, on the mirror in the bathroom, by the TV set, or in a picture frame at work, may work for some.
First you must deal with how [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/mental-picture.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Quick Ways To Save Money On Groceries</title>
		<link>http://www.sinzot.com/quick-ways-to-save-money-on-groceries.php</link>
		<comments>http://www.sinzot.com/quick-ways-to-save-money-on-groceries.php#comments</comments>
		<pubDate>Fri, 19 Sep 2008 06:43:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/quick-ways-to-save-money-on-groceries.php</guid>
		<description><![CDATA[The common advice of clipping coupons and buying generic brands to save money while shopping is good.
The best way to keep your spending under control is by only buying what you really need. By
 understanding spending you have a much better way of not overspending and only buying the stuff you really need. A grocery [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/quick-ways-to-save-money-on-groceries.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>A New Kind of Sticker Shock</title>
		<link>http://www.sinzot.com/a-new-kind-of-sticker-shock.php</link>
		<comments>http://www.sinzot.com/a-new-kind-of-sticker-shock.php#comments</comments>
		<pubDate>Thu, 18 Sep 2008 21:11:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/a-new-kind-of-sticker-shock.php</guid>
		<description><![CDATA[It used to be that when you went out shopping for a new vehicle, you just might get a case of &#8220;sticker shock&#8221;. We all have experienced that first attack but then the shiny exterior, and that aroma of &#8220;new car&#8221; convinced us that while we may have to struggle to pay for this vehicle, [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/a-new-kind-of-sticker-shock.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Two Money Mistakes - Are You Making Them?</title>
		<link>http://www.sinzot.com/two-money-mistakes-are-you-making-them.php</link>
		<comments>http://www.sinzot.com/two-money-mistakes-are-you-making-them.php#comments</comments>
		<pubDate>Thu, 18 Sep 2008 10:46:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/two-money-mistakes-are-you-making-them.php</guid>
		<description><![CDATA[We all make money mistakes from time to time. Much of the time, we are vaguely aware that we are making a mistake, or it is even obviously an error the moment we make it. But the science of behavioral economics is showing just how subtle these things can be. Are you making either of [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/two-money-mistakes-are-you-making-them.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>An Introduction To Lowest Mortgage Rates</title>
		<link>http://www.sinzot.com/an-introduction-to-lowest-mortgage-rates.php</link>
		<comments>http://www.sinzot.com/an-introduction-to-lowest-mortgage-rates.php#comments</comments>
		<pubDate>Wed, 17 Sep 2008 11:31:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/an-introduction-to-lowest-mortgage-rates.php</guid>
		<description><![CDATA[Low mortgage rates have been instrumental in increasing the purchasing power of millions around the world. People are going in for loans to fulfill what used to be only pipe dreams. With increasing globalization and therefore competition among banks and other financial institutions, loans are literally being pushed down the consumers throat.
Most of the loans [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/an-introduction-to-lowest-mortgage-rates.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>5 Top Tips to Make Money Fast</title>
		<link>http://www.sinzot.com/5-top-tips-to-make-money-fast.php</link>
		<comments>http://www.sinzot.com/5-top-tips-to-make-money-fast.php#comments</comments>
		<pubDate>Tue, 16 Sep 2008 22:56:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/5-top-tips-to-make-money-fast.php</guid>
		<description><![CDATA[There are times when we all need to
make money to tide us over. Lets say
you are still launching your easy home
business. Or, that new job has not come
through yet. What do you do? Stay
tuned while we look at 5 money maker tips.
These tips are tried and true and
proven to make money. Plus, they are
legitimate. A [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/5-top-tips-to-make-money-fast.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>How to Find Free Money in Five Minutes</title>
		<link>http://www.sinzot.com/how-to-find-free-money-in-five-minutes.php</link>
		<comments>http://www.sinzot.com/how-to-find-free-money-in-five-minutes.php#comments</comments>
		<pubDate>Tue, 16 Sep 2008 19:41:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/how-to-find-free-money-in-five-minutes.php</guid>
		<description><![CDATA[Imagine sitting down at your computer and with a few clicks, finding yourself a few hundred &#8212; or even thousand &#8212; dollars richer. No, I&#8217;m not talking about Internet gambling or a get-rich-quick scheme. This money is totally legal. In fact, it&#8217;s already yours, you just have to make claim to it. Sounds too good [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/how-to-find-free-money-in-five-minutes.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>5 Steps To Easy Household Budgeting</title>
		<link>http://www.sinzot.com/5-steps-to-easy-household-budgeting.php</link>
		<comments>http://www.sinzot.com/5-steps-to-easy-household-budgeting.php#comments</comments>
		<pubDate>Tue, 16 Sep 2008 13:46:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/5-steps-to-easy-household-budgeting.php</guid>
		<description><![CDATA[Household budgeting can make the difference between not having enough to pay your bills at the end of the month and having a little left over to save up for a nice family vacation. It takes an effort to get started but simply requires you to get in the habit of doing things a certain [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/5-steps-to-easy-household-budgeting.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Grocery Savings - Your Kitchen is a Goldmine!</title>
		<link>http://www.sinzot.com/grocery-savings-your-kitchen-is-a-goldmine.php</link>
		<comments>http://www.sinzot.com/grocery-savings-your-kitchen-is-a-goldmine.php#comments</comments>
		<pubDate>Tue, 16 Sep 2008 13:11:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/grocery-savings-your-kitchen-is-a-goldmine.php</guid>
		<description><![CDATA[Your food budget is the most flexible area of your household budget.  Grocery savings will free up a significant amount of money if you need to balance the budget, or fund your savings accounts.
If you havent figured it out already, your kitchen is a Goldmine. There are numerous ways to reduce the grocery budget [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/grocery-savings-your-kitchen-is-a-goldmine.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Compare Car Insurance Quotes Online - You can Save Money</title>
		<link>http://www.sinzot.com/compare-car-insurance-quotes-online-you-can-save-money.php</link>
		<comments>http://www.sinzot.com/compare-car-insurance-quotes-online-you-can-save-money.php#comments</comments>
		<pubDate>Mon, 15 Sep 2008 05:06:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/compare-car-insurance-quotes-online-you-can-save-money.php</guid>
		<description><![CDATA[It is not surprising that statistics show that most Britons simply do not shop around to get the best deal on their car insurance. The choice of motor insurance policies, and insurance companies, is almost bewildering.
However, if you do accept the first quote you are given, whether you are an experienced driver or not, you [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/compare-car-insurance-quotes-online-you-can-save-money.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>How To Curb Lifestyle Inflation</title>
		<link>http://www.sinzot.com/how-to-curb-lifestyle-inflation.php</link>
		<comments>http://www.sinzot.com/how-to-curb-lifestyle-inflation.php#comments</comments>
		<pubDate>Sun, 14 Sep 2008 21:21:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/how-to-curb-lifestyle-inflation.php</guid>
		<description><![CDATA[Lifestyle inflation is that nasty habit you have of raising your expenses every time you get a raise or a large bonus rather than pocketing the extra cash.  &#8220;What could it hurt to buy that new car?  It&#8217;s only an extra $200 per month but I just got a raise so I can [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/how-to-curb-lifestyle-inflation.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Possible Recession (Or Maybe Depression) Ahead - How To Survive and Prosper in Difficult Times</title>
		<link>http://www.sinzot.com/possible-recession-or-maybe-depression-ahead-how-to-survive-and-prosper-in-difficult-times.php</link>
		<comments>http://www.sinzot.com/possible-recession-or-maybe-depression-ahead-how-to-survive-and-prosper-in-difficult-times.php#comments</comments>
		<pubDate>Sun, 14 Sep 2008 15:36:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/possible-recession-or-maybe-depression-ahead-how-to-survive-and-prosper-in-difficult-times.php</guid>
		<description><![CDATA[The &#8220;Perfect Economic Storm&#8221; is Coming. Are you ready?
The signs are all around us. It seems like every day we hear more news telling us about the hard economic times we have ahead of us. As The Nation magazine &#038; CBS News correctly report, &#8220;The skies are darkening, and ominous new considerations are intruding on [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/possible-recession-or-maybe-depression-ahead-how-to-survive-and-prosper-in-difficult-times.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Valuation Reports</title>
		<link>http://www.sinzot.com/valuation-reports.php</link>
		<comments>http://www.sinzot.com/valuation-reports.php#comments</comments>
		<pubDate>Sat, 13 Sep 2008 20:56:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/valuation-reports.php</guid>
		<description><![CDATA[One of the great bamboozles created for the investment public is the creation of valuation. The broker, financial planner or stock analyst says this stock is undervalued or the market in general is overvalued.
What is even more confusing is the analyst at stock company A says a certain stock is overvalued while the analyst at [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/valuation-reports.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Dow Surges Past 14,000 But Lags Chartwell Global 30</title>
		<link>http://www.sinzot.com/dow-surges-past-14000-but-lags-chartwell-global-30.php</link>
		<comments>http://www.sinzot.com/dow-surges-past-14000-but-lags-chartwell-global-30.php#comments</comments>
		<pubDate>Sat, 13 Sep 2008 09:51:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/dow-surges-past-14000-but-lags-chartwell-global-30.php</guid>
		<description><![CDATA[The Dow Jones Industrial Average and the Diamond exchange-traded fund (DIA) that tracks it is making headlines but a little known global rival demonstrates the power of international exposure.
Let&#8217;s take a quick look inside the Dow Jones industrial average and then highlight a new global challenger I created that better reflects the reality of current [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/dow-surges-past-14000-but-lags-chartwell-global-30.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Making Credit Cards Work For You</title>
		<link>http://www.sinzot.com/making-credit-cards-work-for-you.php</link>
		<comments>http://www.sinzot.com/making-credit-cards-work-for-you.php#comments</comments>
		<pubDate>Fri, 12 Sep 2008 16:15:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/making-credit-cards-work-for-you.php</guid>
		<description><![CDATA[Credit cards have become the financial bane of many a family. It seems like the only real winners are the credit card companies themselves. Look at some of these statistics for the year of 2003:
 

 
Total consumer credit: $1.7 trillion. 

Credit card debt carried by the average American: $8,562. 

Total finance charges Americans paid [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/making-credit-cards-work-for-you.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Personal Finance - An Integral Part Of Our Lives</title>
		<link>http://www.sinzot.com/personal-finance-an-integral-part-of-our-lives.php</link>
		<comments>http://www.sinzot.com/personal-finance-an-integral-part-of-our-lives.php#comments</comments>
		<pubDate>Fri, 12 Sep 2008 03:40:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/personal-finance-an-integral-part-of-our-lives.php</guid>
		<description><![CDATA[All forms of educated people, intelligent individuals from all walks of life in professional occupations are often the authors of these complaints. They have managed to come to grips with law, the working of the medical professions or indeed the law of the land but when it comes to tackling the policy documents of a [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/personal-finance-an-integral-part-of-our-lives.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Creating Sinking Funds Can Help You Save Money</title>
		<link>http://www.sinzot.com/creating-sinking-funds-can-help-you-save-money.php</link>
		<comments>http://www.sinzot.com/creating-sinking-funds-can-help-you-save-money.php#comments</comments>
		<pubDate>Thu, 11 Sep 2008 17:01:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/creating-sinking-funds-can-help-you-save-money.php</guid>
		<description><![CDATA[Everyone has that bill that comes up once a year, but always seems to sneak up on you, or that family emergency that leaves you penniless and wondering how you will ever get ahead, maybe for you the one big financial struggle is paying for Christmas every year.  Whatever the case, there are big-ticket [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/creating-sinking-funds-can-help-you-save-money.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Choosing a UK Bank Account - Types of Personal Bank Account</title>
		<link>http://www.sinzot.com/choosing-a-uk-bank-account-types-of-personal-bank-account.php</link>
		<comments>http://www.sinzot.com/choosing-a-uk-bank-account-types-of-personal-bank-account.php#comments</comments>
		<pubDate>Thu, 11 Sep 2008 16:21:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/choosing-a-uk-bank-account-types-of-personal-bank-account.php</guid>
		<description><![CDATA[Basic Bank Accounts
Basic bank accounts are used for receiving money and making payments. You can pay bills by direct debit, and sometimes by standing order. If you set up a basic bank account, you&#8217;ll also receive a cash card. Unlike current accounts, basic bank accounts don&#8217;t include credit facilities, and if a debit card is [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/choosing-a-uk-bank-account-types-of-personal-bank-account.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>How to Protect Your Assets from Reverting to the Government</title>
		<link>http://www.sinzot.com/how-to-protect-your-assets-from-reverting-to-the-government.php</link>
		<comments>http://www.sinzot.com/how-to-protect-your-assets-from-reverting-to-the-government.php#comments</comments>
		<pubDate>Thu, 11 Sep 2008 08:26:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/how-to-protect-your-assets-from-reverting-to-the-government.php</guid>
		<description><![CDATA[Did you know that each year, all across the country, states search for the rightful owners of millions of dollars that have been sitting idle in financial institutions? It&#8217;s called unclaimed property or abandoned property and it&#8217;s more common than you might expect.
In Colorado alone, more than $100 million has been returned to residents - [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/how-to-protect-your-assets-from-reverting-to-the-government.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Save Money at Home - A Practical Guide</title>
		<link>http://www.sinzot.com/save-money-at-home-a-practical-guide.php</link>
		<comments>http://www.sinzot.com/save-money-at-home-a-practical-guide.php#comments</comments>
		<pubDate>Wed, 10 Sep 2008 17:46:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/save-money-at-home-a-practical-guide.php</guid>
		<description><![CDATA[With economic times becoming more difficult and wages not stretching as far people are needing to become more inventive to make their dollars go further.
For many years I have had to exist as a single parent on a very low wage.   This was at the same time paying a mortgage, running a car, [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/save-money-at-home-a-practical-guide.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>West Midlands Children Receive Financial Education</title>
		<link>http://www.sinzot.com/west-midlands-children-receive-financial-education.php</link>
		<comments>http://www.sinzot.com/west-midlands-children-receive-financial-education.php#comments</comments>
		<pubDate>Wed, 10 Sep 2008 15:06:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/west-midlands-children-receive-financial-education.php</guid>
		<description><![CDATA[Those living in Birmingham could be set to be in a more capable position to manage unsecured loans and other financial matters in later life, it has emerged.
The news comes as a number of bankruptcy officials have visited 20 secondary schools across the West Midlands city educating young people on how to handle their money. [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/west-midlands-children-receive-financial-education.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>A Tax-Free Way to Save for College</title>
		<link>http://www.sinzot.com/a-tax-free-way-to-save-for-college.php</link>
		<comments>http://www.sinzot.com/a-tax-free-way-to-save-for-college.php#comments</comments>
		<pubDate>Wed, 10 Sep 2008 13:16:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/a-tax-free-way-to-save-for-college.php</guid>
		<description><![CDATA[Paying for a college education may be the greatest gift you can give.  However, it may also be the most costly. It is no secret that college expenses have been rising at an alarming rate.  According to The College Board&#8217;s report, &#8220;Trends in College Pricing&#8221; tuition has increased at twice the rate of [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/a-tax-free-way-to-save-for-college.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>How To Create A Budget And Stick To It-For The Woman Family Manager</title>
		<link>http://www.sinzot.com/how-to-create-a-budget-and-stick-to-it-for-the-woman-family-manager.php</link>
		<comments>http://www.sinzot.com/how-to-create-a-budget-and-stick-to-it-for-the-woman-family-manager.php#comments</comments>
		<pubDate>Wed, 10 Sep 2008 09:46:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/how-to-create-a-budget-and-stick-to-it-for-the-woman-family-manager.php</guid>
		<description><![CDATA[* On average women earn about 74 cents to a mans dollar.
* Women pay $1.00 or $2.00 more than men to have a white, cotton shirt dry cleaned.
* In general, women are charged higher prices for used cars than men.
Knowing how to play the budgeting game is key to winning it! Neither age nor budgeting [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/how-to-create-a-budget-and-stick-to-it-for-the-woman-family-manager.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Your Wealth Is Hidden In The Fragments Of Your Life - Part 2</title>
		<link>http://www.sinzot.com/your-wealth-is-hidden-in-the-fragments-of-your-life-part-2.php</link>
		<comments>http://www.sinzot.com/your-wealth-is-hidden-in-the-fragments-of-your-life-part-2.php#comments</comments>
		<pubDate>Tue, 09 Sep 2008 12:41:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/your-wealth-is-hidden-in-the-fragments-of-your-life-part-2.php</guid>
		<description><![CDATA[This next example of a survival crutch, Chargeguard Protection, is interesting because such a tiny amount of money is paid to &#8220;rent&#8221; this crutch that it is hard to imagine how it could make a significant difference. Chargeguard protection means that you will not have to pay if an unauthorized person gets your credit card [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/your-wealth-is-hidden-in-the-fragments-of-your-life-part-2.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Money is An Idea - &#34;Develop a Prosperity Consciousness&#34;</title>
		<link>http://www.sinzot.com/money-is-an-idea-develop-a-prosperity-consciousness.php</link>
		<comments>http://www.sinzot.com/money-is-an-idea-develop-a-prosperity-consciousness.php#comments</comments>
		<pubDate>Tue, 09 Sep 2008 05:26:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/money-is-an-idea-develop-a-prosperity-consciousness.php</guid>
		<description><![CDATA[Learning to develop a  Prosperity Consciousness is the foundational element that is necessary for you to increase your position with prosperity consciousness. This will enable you to increase your means, How do I increase my means, you ask? After you understand the cash flow quadrant which I am about to explain to you, you [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/money-is-an-idea-develop-a-prosperity-consciousness.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Developing Your Own Retirement Plan Is Not That Difficult</title>
		<link>http://www.sinzot.com/developing-your-own-retirement-plan-is-not-that-difficult.php</link>
		<comments>http://www.sinzot.com/developing-your-own-retirement-plan-is-not-that-difficult.php#comments</comments>
		<pubDate>Mon, 08 Sep 2008 08:10:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/developing-your-own-retirement-plan-is-not-that-difficult.php</guid>
		<description><![CDATA[For most people it can be a bit daunting to even think about retirement itself let alone think about developing a plan their retirement. The moment you start looking in to it and start to get informed on the subject it will get a lot easier. First of all you have to keep in mind [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/developing-your-own-retirement-plan-is-not-that-difficult.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Financial Planning: Four Building Blocks to Pay Yourself First</title>
		<link>http://www.sinzot.com/financial-planning-four-building-blocks-to-pay-yourself-first.php</link>
		<comments>http://www.sinzot.com/financial-planning-four-building-blocks-to-pay-yourself-first.php#comments</comments>
		<pubDate>Sun, 07 Sep 2008 21:41:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/financial-planning-four-building-blocks-to-pay-yourself-first.php</guid>
		<description><![CDATA[I recently read a financial advice column that began with the premise that putting money away for retirement was extremely difficult because &#8220;its hard to part&#8221; with money for a future need.
What&#8217;s wrong with this picture?
Money saved for retirement is not separated from you as the writer suggests. It&#8217;s still your money. If you want [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/financial-planning-four-building-blocks-to-pay-yourself-first.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>How To Save More Money</title>
		<link>http://www.sinzot.com/how-to-save-more-money.php</link>
		<comments>http://www.sinzot.com/how-to-save-more-money.php#comments</comments>
		<pubDate>Sun, 07 Sep 2008 17:16:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

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		<description><![CDATA[Saving money is never easy. Just when you though of saving the extra bucks, there goes the chance to put aside more money after you splash on your next latest gadget.
But have you honestly thought of why you wanted to save money in the first place? Is it to just to pay for the deposit [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/how-to-save-more-money.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Curing Yourself from Leaky Wallet Syndrome</title>
		<link>http://www.sinzot.com/curing-yourself-from-leaky-wallet-syndrome.php</link>
		<comments>http://www.sinzot.com/curing-yourself-from-leaky-wallet-syndrome.php#comments</comments>
		<pubDate>Sat, 06 Sep 2008 01:06:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/curing-yourself-from-leaky-wallet-syndrome.php</guid>
		<description><![CDATA[Financial stewardship of a business empire or $100 bill require a particular psychology if they are going to survive over time in the same hands. The lack of this same psychology is why most lottery winners cannot hold onto the giant sums of money they receive; and I call this psychological mind-set the Leaky Wallet [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/curing-yourself-from-leaky-wallet-syndrome.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>The Secret To Avoiding The Temptation To Spend Money</title>
		<link>http://www.sinzot.com/the-secret-to-avoiding-the-temptation-to-spend-money.php</link>
		<comments>http://www.sinzot.com/the-secret-to-avoiding-the-temptation-to-spend-money.php#comments</comments>
		<pubDate>Fri, 05 Sep 2008 23:11:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/the-secret-to-avoiding-the-temptation-to-spend-money.php</guid>
		<description><![CDATA[None of us wish to put ourselves into debt. We work our best to try to avoid it, but often the lure of credit cards and delayed payment specials is too strong for us to avoid. In order to cut back on your spending, it involves great discipline and an honest try.
We have to learn [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/the-secret-to-avoiding-the-temptation-to-spend-money.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Budget? What Budget?</title>
		<link>http://www.sinzot.com/budget-what-budget.php</link>
		<comments>http://www.sinzot.com/budget-what-budget.php#comments</comments>
		<pubDate>Fri, 05 Sep 2008 22:36:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/budget-what-budget.php</guid>
		<description><![CDATA[Budget.  I still cringe when I hear that word. But after breaking it down and using one, it is not as bad as it seems. It is almost like a game, instead of &#8220;Who wants to be a millionaire?&#8221; I find it more interesting to view it as &#8220;How much can I save this [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/budget-what-budget.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Cut Your Grocery Bill in Half With Strategic Shopping</title>
		<link>http://www.sinzot.com/cut-your-grocery-bill-in-half-with-strategic-shopping.php</link>
		<comments>http://www.sinzot.com/cut-your-grocery-bill-in-half-with-strategic-shopping.php#comments</comments>
		<pubDate>Fri, 05 Sep 2008 07:56:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance Planning]]></category>

		<guid isPermaLink="false">http://www.sinzot.com/cut-your-grocery-bill-in-half-with-strategic-shopping.php</guid>
		<description><![CDATA[I like saving money on my groceries, but not at the expense of having to feed my family foods I don&#8217;t like or foods that are unhealthy just because they are inexpensive. I believe that saving money on groceries is not about changing the way you eat, it is about changing the way you buy [...]]]></description>
		<wfw:commentRss>http://www.sinzot.com/cut-your-grocery-bill-in-half-with-strategic-shopping.php/feed</wfw:commentRss>
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